General / Public Liability
Third-party bodily injury and property damage arising from your business operations, premises or products. The foundation of any commercial insurance programme.
Limits from €1M · Manufacturers, retail, hospitality
B2B liability brokerage for Baltic and international businesses. Specialist coverage placed via Lloyd's of London syndicates — from standard commercial liability to high-limit D&O, Cyber and Aviation.
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From standard commercial liability to complex D&O and Cyber placements — all arranged via Lloyd's of London or specialist European carriers.
Third-party bodily injury and property damage arising from your business operations, premises or products. The foundation of any commercial insurance programme.
Limits from €1M · Manufacturers, retail, hospitality
Claims arising from products you manufacture, supply, distribute or import. Essential for exporters to EU and US markets. Covers EU General Product Safety Regulation (GPSR) exposure.
Limits from €1M · Producers, exporters, importers
Personal liability protection for directors, board members and senior executives. Covers legal defence costs, regulatory investigations, shareholder and third-party claims.
Limits from €2M · Private, PE-backed & listed companies
For professionals whose advice, designs or services cause financial loss to clients. Covers errors, omissions, negligence and breach of professional duty.
Limits from €1M · IT, consultants, lawyers, architects
First and third-party cover for cyberattacks, ransomware, data breaches and system failures. NIS2 and DORA compliance support. Covers business interruption and regulatory fines.
Limits from €1M · Any data-holding business
Carrier liability for international road freight under the CMR Convention. Covers cargo damage, loss, delay and misdelivery on cross-border shipments throughout Europe.
Limits from €1M · Carriers, forwarders, logistics
Two of the fastest-growing liability classes in Europe — placed directly via dedicated Lloyd's syndicates.
Amazon requires third-party sellers generating over $10,000/month to carry product liability insurance. As of December 2024, the EU General Product Safety Regulation (GPSR) imposes strict liability on any business importing or selling products into the EU market — including via online marketplaces.
Lloyd's has been the world's leading aviation insurance market since 1911. From regional airlines and private charter operators to ground handling companies, airports and drone fleets — Lloyd's syndicates write all classes of aviation liability under AVMAC wordings.
Other Lloyd's specialty classes available on request: Marine Cargo · Fine Art · Political Risk · Terrorism · Kidnap & Ransom · Construction All-Risks
Request specialty quote →A streamlined three-step process from initial brief to bound coverage.
Submit your risk profile using the form above. Company details, coverage type, desired limit and contact information. Takes under 10 minutes.
Under 10 minutesOur underwriting team reviews your submission and approaches relevant Lloyd's syndicates or specialist carriers. Indicative terms delivered by email or phone.
Within 24 hoursReview the indicative terms, confirm final details and bind coverage. Same-day binding is available for standard commercial risks. Policy documents issued promptly.
Same day for standard risksSpecialist liability solutions for businesses across all major sectors operating in Latvia, the Baltics and internationally.
Lloyd's of London is not an insurance company. It is the world's largest and oldest specialist insurance and reinsurance market, founded in 1688. More than 50 syndicates compete for complex risks that standard insurers decline — from space missions and aviation to cyber threats and political risks.
For liability risks with limits above €1 million, or for non-standard exposures such as Amazon marketplace sellers, aviation operations or D&O in regulated industries, Lloyd's syndicates typically offer better terms, higher capacity and deeper specialist expertise than local Baltic carriers.
Agento SIA is a Latvijas Banka (FCMC) licensed insurance broker with direct access to the Lloyd's market. We prepare your risk submission, approach the most relevant syndicates, negotiate terms and manage the placement process end to end.
Every placement is backed by Lloyd's central fund and Lloyd's A+ (S&P) financial strength rating — the same market that has paid claims on Titanic, 9/11 and major aviation catastrophes.
Agento SIA is a Latvijas Banka licensed insurance broker providing access to Lloyd's of London and specialist European carriers. We help businesses structure liability programmes that match their risk exposure and regulatory obligations.
Underwriters available Mon–Fri 09:00–18:00 EET · No commitment · Free consultation
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